Why Liquidate Your Mutual funds

When You Can Borrow Against Them?

No Credit Checks, No Selling Investments

100% Eligibility

Cash in your account within 15 minutes

No credit score checks or paperwork

Explore The Features Now

Explore Now

Quick Cash Without Selling Your Investments

Interest starting at 10.49% p.a.

Monthly interest rate <1% on the money used

No exorbitant EMIs, with interest-only repayments

Flexible tenure with no foreclosure charges

Credit line available for 6000+ schemes

Cash within 15 minutes, with no paperwork

100% eligibility with no credit score check

Clear Terms,

Zero Surprises

₹25k Minimum loan amount

₹50k Minimum portfolio value

Upto 70% Loan limit based on portfolio

No Hidden charges With Low Processing fee

How To Get A Loan Against Your Mutual Funds?

Get a personalised offer based on your investments

Apply for a loan and pledge mutual funds of your choice

Complete KYC verification and enter bank details

Sign the loan agreement. Congratulations! your loan is sanctioned

Why Is LAMF The Right Choice?

Digital credit line up to 2 Cr without redemption of investments

No more exorbitant EMIs, with interest-only monthly payments

Interest rate starting at 10.49% p.a. only on the money used

100% eligibility with no credit score requirements

Cash within 15 minutes, with no paperwork

Flexible tenure with no foreclosure charges

FAQs

As the name loan against mutual funds suggests you will be able to avail loan by pledging your Mutual Fund units. This is somewhat similar to other loan against assets product except that the entire process is digital and you continue to own the MF units with minimal restrictions placed.

The process takes less than 30 minutes. In some cases, if the loan amount is beyond a threshold, it could take one or two business days, as they would require additional approval as per the regulation.

No, you will continue to own your mutual fund units. They will continue to accrue gains as per the market. However, you will not be able to sell those units which you have pledged.

The only restriction is that you will not be able to sell the pledged units. Other than that, you continue to own the MF units and enjoy the gains as per the market changes.